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home  /  Sberbank/ ZAO Delovaya sreda — project description

ZAO Delovaya sreda - project description

Almost every novice businessman faces many problems, incomprehensible situations and questions on the way to developing and strengthening his business. In particular, almost every entrepreneur who plans to open his own business does not even know where exactly to start, where to turn. Beginning businessmen have no concept of a successful startup, and in many cases, attempts to run a business end in failure.

Especially to help inexperienced business newbies, the Sberbank Business Environment project was created. The main objective of the program is to provide comprehensive and large-scale assistance to start-up entrepreneurs. And facilitating the professional work of representatives of small, medium and large Russian businesses. All persons who are already running or just planning to open their own business should be aware of the existence of such a program, its features and nuances.

Business environment Sberbank is a project created to help develop entrepreneurship

Sberbank business environment: essence of the project

CJSC Delovaya Sreda is designed and created exclusively for individuals who have their own business. The main and most significant task of the developers when creating the program was to create the most convenient base in order to provide multifaceted services to entrepreneurs. The objective of the project is comprehensive assistance in the development and strengthening of business. All work in this area is based on three main postulates:

  1. Comprehensive support in promoting your personal business.
  2. Providing business-friendly applications and services.
  3. Help new leaders develop and strengthen their own abilities and skills.

The Business Environment program is a personal development of Sberbank and is designed to help Russian entrepreneurs run their business.

Site Features Business Environment

This project is the brainchild of PJSC Sberbank of Russia, a program was created based on the virtual platform dasreda.ru, which is the property of the Savings Bank. According to users, the site has a very user-friendly interface, menu and ease of viewing the most relevant offers. The site includes:

  • electronic platform for B2B trading;
  • department for offers of credit lines;
  • access to a daily interactive business magazine;
  • an online store of service applications useful for doing business;
  • registration of a subscription to receive seminars, courses for businessmen;
  • a virtual distance learning school for people taking their first steps in business.

Almost all the offers on the site are free. Anyone can use them. Any entrepreneur can register in the program, regardless of the form of doing business.


The essence of the project

What is the benefit of the project

When using a multifunctional site, each project participant can draw up and subscribe to receive online services in any direction. Also, novice entrepreneurs can use the services for simplified registration of their individual entrepreneurs. After filling out such an application, it remains only to visit the tax office and receive a registration certificate in your hands.

Business environment: a single window operates on the principle of maximum optimization of interaction between staff and partner firms. On the pages of the site, all novice entrepreneurs can find new, profitable and reliable partners for themselves, conduct all the desired mutually beneficial transactions online. And also significantly improve their own knowledge in the field of their business, improve their skills and gain experience from professionals with many years of experience.

Available Services for Members

Among the list of numerous services offered by the project, special attention to start-up entrepreneurs should be paid to concessional lending services. The business environment offers the following types of loans:

  • a loan for the implementation of state projects;
  • for the purchase of real estate;
  • increase in own current assets;
  • a loan for the implementation of all planned business projects;
  • purchase of vehicles and special equipment (with the possibility of leasing);
  • lending for the purchase of equipment necessary for business;
  • a loan for any consumer purposes (with and without collateral).

It is worth knowing about the existing paid services of the Business Environment. As well as the opportunity to get a good discount on their purchase (for this, go to the "Club" option). With the help of a discount card, a project participant can purchase all the services necessary for the development and promotion of his business. For example:

  • get narrow-profile databases that are important for expanding your business;
  • purchase software packages to facilitate accounting.

Also, for everyone there is an opportunity to take advantage of paid courses, which were developed and created by leading foreign and Russian experts: lecturers, university professors, trainers and successful experienced entrepreneurs. If necessary, each participant can use the services of obtaining an online consultation on a business issue of interest.


The website interface is very easy to understand.

Offers active for beginners

The project is especially relevant and interesting for novice businessmen who are just starting their own business. They offer offers on concessional lending for the creation of a franchise or a classic business project. But subject to the preliminary approval of Sberbank for the intended use of credit funds (approval of a business plan or work with a franchise). For start-up business owners, the following services are also provided in the form of full financial support:

  • collection;
  • salary project;
  • business insurance;
  • settlement and cash services;
  • remote interaction bank-client;
  • acquiring (with the provision of the necessary equipment).

Sberbank provides comprehensive guaranteed assistance not only in opening and starting a business. A variety of trainings, seminars and training courses are at the service of new businessmen.

How to get involved

To join the project participants, there is no need to waste time visiting the Sberbank office. You can successfully use the services of the official website of Sberbank-Business Environment. To register, you must fill out the form, enter personal data (fill out the profile), indicate all information about your company and other required information.


A large database of courses, seminars and schools is available to start-up entrepreneurs

Interaction between resource specialists and business participants

After successfully registering on the Business Environment portal, you should study the site interface and contact the program experts. Experts, guided by the personal needs of the new participant and the specifics of his business, will develop an individual initial offer, that is, they will help determine:

  1. Business idea theme.
  2. Creating a business development model.

After that, proposals will be received on the registration and insurance of the company, the lease of the main and warehouse premises, and the hiring of employees. Also, Business Environment experts will carry out a full analysis of the participant's future case with assessments of possible risks during planning and preparation. The entrepreneur will also be invited to view specific videos, courses. If necessary and at the request of the participant, a complete and thorough calculation of the entire conceived project will be made. Subsequently, the entrepreneur will be able to open an account with Sberbank (or use the services of another bank, this is not prohibited by the terms of the project). The assistance of the Business Environment does not end with the initial advice, the comprehensive support of the IP will continue to be carried out.